When the President stated that the Pharma's were going to close 50% of the doughnut for those on Medicaid, I said NOT ENOUGH. You see I am a Medicaid recipient and while I applaud the effort those seniors and disabled will still be paying about $2300 a year FOR THEIR MEDICATION which is above the co-pay... such as the Advantage and Rx portion we pay as premiums to cover additional above and beyond expenses.
Many of you may ask why pay additional premiums for your coverage...well some of it might be shrewd salespeople duping the elderly. On the other hand, those who have excessive bills and hospital stays are caught between Medicare and Private insurers who have been allowed to game a system by offering Cadillac Plans. These Cafeteria Plans are designed for the public as either or and coverage is based on known Medicare charges plus their incentive in additional premium charges to carry that type of plan. Therefore there is really No Choice!
This is why we need the Public Option...to help drive down cost and strip away the collusion these Medical and Pharma plans have designed to fool the consumer. When you hear the argument that the Insurers believe that an inept Government will put them out of business,...stop, pause and wonder why a private for profit company can't compete with an inept governmental entity? Can they not compete? This is a good attempt to fool the consumers by the Pharmaceutical Industry...AARP,...Max Bachus and his cronies in the Senate who continue to take the $50 mil in contributions this year but it won't stop the rollng tide for Health Care Reform that includes the Public Option.
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